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Premier Access Insurance Company

Web Site Terms and Conditions

Purpose

Premier Access Insurance Company (“Premier Access”) provides this Web site, premierppo.com ("Web site"), to allow our members and other users to view health-related information, communicate with our providers, our staff and each other, arrange for clinical and health plan services and access additional services.

The information provided on this Web site is not a substitute for the advice of your personal physician, dentist or other qualified health care professional. Always seek the advice of your physician, dentist or other qualified health care professional with any questions you may have regarding symptoms or conditions you may be experiencing. Never disregard professional advice or delay in seeking care because of something you have read on this Web site.

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Agreement

BY USING THE WEB SITE OR BY CLICKING "I ACCEPT" BELOW, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS AND CONDITIONS AND ACKNOWLEDGE THAT USE OF THIS WEB SITE IS AT YOUR OWN RISK AND DISCRETION. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT USE THE WEB SITE. 

These Terms and Conditions may be revised without notice to you.  We encourage you to periodically read these Terms and Conditions to see if there have been any changes to our policies that may affect you. If you access the Web site at any time after the Terms and Conditions have been revised, this will signify your acceptance and agreement to the revised Terms and Conditions.

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Use by children

This Web site is not intended or designed to attract children under the age of 13. We do not knowingly allow anyone under the age of 13 to participate in any activity at this site, and we do not knowingly allow Premier Access members under the age of 13 to create accounts that allow access to the secured features of this site.

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Third Party Web Sites

This Web site provides links to other web sites that are not owned or controlled by Premier ("Third Party Web sites"). Premier Access is not responsible for the content, security or the privacy practices of Third Party Web sites. Please review the Privacy Policy and Terms and Conditions of each Third Party Web site you visit. Unless we specifically advise you otherwise, links to Third Party Web sites do not constitute or imply endorsement by Premier Access of those sites, the information they contain or any products or services they describe.


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Updates and revisions

Information on this Web site may be updated or changed without notice. Premier may also make improvements and/or changes in products and/or services described on this Web site or add new features at any time without notice.


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Access, correction, and data integrity

Although we attempt to maintain the integrity and accuracy of the information on the Web site, we make no guarantees as to its correctness, completeness, or accuracy. The Web site may contain typographical errors, inaccuracies, or other errors or omissions. If you believe that information found on the Web site is inaccurate or unauthorized, please inform us by contacting our Customer Service Department.

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User participation in interactive services

Any personal information you submit to the Web site is governed by the premierppo.com privacy practices. This includes information on your rights to see and receive copies of your personal health information. To deactivate your premierppo.com account, please contact our Customer Service Department. To the extent there is an inconsistency between these Terms and Conditions and the premierppo.com Web Site Privacy Policy, these Terms and Conditions shall govern.

You agree that you will not upload or transmit any communications or content of any type (including secure messaging) that infringe upon, misappropriate or violate any rights of any party.

In consideration of being allowed to access and use this Web site, you agree that the following actions shall constitute a material breach of these Terms and Conditions:

  • collecting information about others, including e-mail addresses
  • logging in or representing yourself to be another person (Note: this does not restrict authorized use by a subscriber on behalf of a dependent)
  • using Web site features for any purpose in violation of local, state, national, international laws or posted Premier Access policies
  • transmitting material that infringes or violates the intellectual property rights of others or the privacy or publicity rights of others
  • transmitting material that is unlawful, obscene, defamatory, predatory of minors, threatening, harassing, abusive, slanderous, or hateful to any person (including Premier Access personnel) or entity as determined by Premier Access in its sole discretion
  • using interactive services in a way that is intended to harm, or a reasonable person would understand would likely result in harm, to the user or others
  • intentionally distributing viruses or other harmful computer code

 

Premier Access expressly reserves the right, in its sole discretion, to terminate a user's access to any interactive services and/or to any or all other areas of the Web site due to any act that would constitute a violation of these Terms and Conditions.

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Password-protected and secure areas

Premier Access has several tools that allow you to record and store information. You are responsible for taking all reasonable steps to ensure that no unauthorized person shall have access to your Premier Access online password or account. It is your sole responsibility to (1) control the disclosure and use of your activation codes and password; (2) authorize, monitor, and control access to and use of your Premier Access online account and password; and (3) promptly inform our Customer Service Department of any need to deactivate a password.

Accessing and using a password-protected or secure area of the Web site is restricted to authorized users only.  Any user who attempts to access or accesses a password-protected or secure area without proper authorization may be subject to prosecution.

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Disclaimer

THIS WEB SITE AND ITS CONTENT AND ALL SITE-RELATED SERVICES ARE PROVIDED "AS IS," WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, AS TO THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT OR GRAPHICS CONTAINED ON THIS WEB SITE. PREMIER ACCESS EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY AND ACCURACY. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SITE, ALL SITE-RELATED SERVICES, AND THIRD PARTY WEB SITES. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY PREMIER ACCESS OR ITS AUTHORIZED REPRESENTATIVES SHALL CREATE A WARRANTY OF ANY KIND. ANY REFERENCES TO SPECIFIC PRODUCTS OR SERVICES ON THIS WEB SITE DO NOT CONSTITUTE OR IMPLY A RECOMMENDATION OR ENDORSEMENT BY PREMIER ACCESS UNLESS SPECIFICALLY STATED OTHERWISE.

LIMITATION OF LIABILITY; CHOICE OF LAW

PREMIER ACCESS AND ITS AFFILIATES, SUPPLIERS, AND OTHER THIRD PARTIES MENTIONED OR LINKED TO ON THIS WEB SITE ARE NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION) ARISING OUT OF OR RELATING IN ANY WAY TO THE WEB SITE, SITE-RELATED SERVICES AND PRODUCTS, CONTENT OR INFORMATION CONTAINED WITHIN THE WEB SITE, AND/OR ANY THIRD PARTY WEB SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEB SITE, SITE-RELATED SERVICES, AND/OR THIRD PARTY WEB SITES IS TO STOP USING THE WEB SITE AND/OR THOSE SERVICES. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. THESE TERMS AND CONDITIONS ARE GOVERNED BY CALIFORNIA LAW WITHOUT REGARD TO ITS PRINCIPLES OF CONFLICTS OF LAW. IF ANY VERSION OF THE UNIFORM COMPUTER INFORMATION TRANSACTIONS ACT (UCITA) IS ENACTED AS PART OF THE LAW OF CALIFORNIA , THAT STATUTE SHALL NOT GOVERN ANY ASPECT OF THESE TERMS AND CONDITIONS.

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Copyrights

Except as otherwise indicated, all content on this Web site, including text, graphics, logos, button icons, photos, images, forms, audio, video, questionnaires, and software, is the property of Premier Access or its licensors and is protected by United States and international copyright laws. Premier Access allows you to view or download a single copy of the material on the Web site solely for your personal, noncommercial use. The compilation of all content on this Web site is the exclusive property of Premier Access and is protected by United States and international copyright laws. Unless specifically authorized in writing by Premier Access, any use of these materials, or of any materials contributed to this Web site by entities other than Premier Access, on any other Web site or networked computer environment for any purpose is prohibited. Any rights not expressly granted by these Terms and Conditions or any applicable end-user license agreements are reserved by Premier Access. Content and features are subject to change or termination without notice in the editorial discretion of Premier Access.

The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials appearing on this Web site infringe your copyright, you (or your agent) may send us a notice requesting that the material be removed, or access to it blocked. In addition, if you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet statutory requirements imposed by the DMCA. One place to find more information is the U.S. Copyright Office Web site, currently located at
http://www.loc.gov/copyright.

Please note: If you materially misrepresent that online material, product, or activity is infringing your copyrights, you may be liable for damages (including court costs and attorneys' fees) and could be subject to criminal prosecution for perjury. We suggest that you consult your legal advisor before filing a notice or counter-notice.

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Trademarks and service marks

"Premier Access Insurance Company" and the Premier Access Insurance Company logo are registered service marks of Premier Access Insurance Company or its affiliates. Other proprietary marks of Premier Access Insurance Company or third parties may be designated as such from time to time on this Web site through use of the TM, SM, or ® symbols. Users of this Web site are not authorized to make any use of the Premier Access Insurance Company marks or the proprietary marks of third parties, including but not limited to, as metatags or in any other fashion that may create a false or misleading impression of affiliation or sponsorship with or by Premier Access Insurance Company or the applicable third party.


Copyright © 1995 to 2007 Premier Access Insurance Company. All rights reserved for all countries.

Last updated: May 1, 2007


 


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